Building the Bankable Future


The global banking landscape has experienced tectonic shifts in the aftermath of the financial meltdown. Regulatory norms have tightened across global markets, increasing the compliance burden of banks. Customer experience is fast becoming the real differentiator in banking. It is no longer enough to offer simple and automated banking services. To build loyalty and drive profitability, banks will need to offer a non-stop interactive banking environment. To achieve this, banks need to increase their business agility by anticipating customer needs and offer an engaging user experience.

To cater to this fast paced environment, Four Ace Infomatics works with banks across the globe to usher in transformational changes through modernization of their products, services and processes. We enable our customers across the Banking and Financial Services industry build the bankable future with our expertise, experience and solutions.

Cards & Payments

Deliver growth and manage costs by creating the banking experience of the future

With increased competition, the key to long term profitability in Cards is in acquiring new card holders, increasing usage of current card holders and reducing fraud. On the payments side, new platforms that provide an enterprise-wide view and deliver services driven by cross-border transactions, a heightened regulatory environment and changing customer needs, are enabling growth. New, non-traditional players, alternative payment instruments and contactless payments are driving consumer trends in payment preferences.
Integrated banking, superior business intelligence and platforms that add value across the payment chain are driving investments in new solutions. A shift in focus from high value to low value payments, from credit to debit cards and the need for deeper personalization of products and services is having an extraordinary impact. Four Ace Infomatics has been working with global financial leaders to consistently deliver banking services aimed at growing customers, meeting changing needs of corporate banking, and increasing efficiencies through self-service and cost management technologies.
Four Ace Infomatics’s expertise in banking has been shaped through partnerships with leading global issuers, acquirers and carrier networks. Its competency has been the result of acquiring, supporting and servicing millions of customers across the globe through its process consulting, integrated IT and BPO services. Four Ace Infomatics has a deep understanding of regulations, regional standards and next generation payment systems based on SOA principles.
To cater to this fast paced environment, Four Ace Infomatics works with banks across the globe to usher in transformational changes through modernization of their products, services and processes. We enable our customers across the Banking and Financial Services industry build the bankable future with our expertise, experience and solutions.

Core Banking

Modernizing Core Banking With Minimal Risk

Many banks today run on complex and inflexible systems created over two decades ago that have exhausted their ROI. These antiquated systems are unable to scale to meet the demands of new geographies or meet emerging compliance standards. Banks need to urgently upgrade their legacy systems and adopt Core Banking to meet changing customer needs and behavior if they want to find continued growth. On the other hand, for startups, it is imperative that best of breed platforms are chosen to achieve quick ROI on their IT investments.
However, Core Banking transformation is riddled with risk. Cost and time over runs are a routine experience. Ill-defined IT business roadmaps can cause further roadblocks to growth and innovation.
Four Ace Infomatics’s framework for Core Banking System Transformation is designed as an absolute way of replacing legacy systems. It is enabled by tools, processes, methods, estimators and templates for all deployment models that include:

  • Line of business (Phased) versus Big Bang
  • New implementations versus upgrades
  • Single Core Banking suite versus integration of best of breed Analytical engines
  • ASP / SaaS versus own the technology platform

Our customers for Core Banking System Transformation also leverage our strategic alliances with best of breed Core Banking solutions such as Oracle FLEXCUBE, Temenos T24, SAP IS Banking and Misys’ suite of products.

Corporate Banking

Make banking simple, fast and adaptive for profitability

Today’s corporate banking operations face challenges that impact profitability: margin compression, inadequate customer insight, dwindling branch efficiency, ageing systems with limited business functionality and the pressure of regulatory compliance.

Four Ace Infomatics offers an array of solutions to help banks balance their growth aspirations against operational efficiencies. Integration of services, customer data and processes can help refocus business around customer needs and bring in better alignment with business demands.

Four Ace Infomatics brings in expertise in all the leading products in corporate banking. In addition, Four Ace Infomatics’s partnerships with Microsoft, Oracle, IBM, SAS and other technology leaders help deliver end-to-end customer-centric solutions to address the challenges of corporate banking.

Internet & Mobile Banking

Improve customer experience through Internet and Mobile Banking solutions of the future

According to Forrester, there will be 2.2 billion people online worldwide by 2013. However, at the moment, only around 30% customers of a financial institution apply for a product and complete the product application online. To improve the online account acquisition rates and reduce the cost of acquisition and serving the customer, banks will have to:

  • Organize their online presence around customer needs
  • Simplify the product application forms
  • Ensure cross channel collaboration with 'click to chat' & co-browse
  • Understand and analyze the customer's online behavior
  • Help the customers with analytical tools that can demonstrate the benefits of the products
  • Communicate clearly to the customer

Four Ace Infomatics, through its collaborative approach and Internet Banking Capability Enhancers offering, helps financial institutions maximize the qualitative and quantitative benefits of the online channel. Four Ace Infomatics's Internet Banking Capability Enhancer offering includes services around:

  • User Experience Modeling
  • Channel Intelligence
  • Knowledge Management
  • Unified Communication

Recent News

  • Microsoft Registered Partner

    We are Microsoft Registered Development Partners. We are ITIL compliant and many of our professionals are security cleared to SC Level giving you the comfort that you have a reliable and trusted partner of choice.


From aligning your IT with your business needs to an end-to-end strategy for transforming your enterprise, Four Ace Infomatics has the world-class experience and expertise that you need.

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